SERVICE CHARGES

Deposits Related Service Charges (w.e.f 25-11-2015)

Click here for detailed Deposit service charges

Advances Related Service Charges

Credit Proposals
A) Processing Charges On Advances (FOR FRESH ACC/CKCC/DL(SBF, RURAL ARTISANS)/C.CR(SBF/RA/SSI)) Excluding Gold Loan/Deposit loan/loans
on KVP/NSC/LIC
Upto Rs.25,000/-??? NIL ???
Rs.25001/- to Rs.2.00 LakhsRs.500/-
Above Rs.2.00 Lakhs maximum Rs.10.00 LakhsRs.500/- per Lakh or part there of
B) Evaluation fee/Service Charges (A.T.L. AND Term Loans only)
Upto Rs.25,000/-??? NIL ???
All loans exceeding Rs.25,000/-1.00% of the limit sanctioned as One Time Measure.
a)Public house building advanceAt 0.50% with a maximum of Rs 10,000/-
This is in addition to Documentation Charges
c) Documentation charges(All loans except Deposit Loans)
Up to Rs.25000/-0.10 paise percent of the loan amount sanctioned with a minimum of Rs.10/- per account
Above Rs.25000/-0.25 paise percent of the loan amount sanctioned with a maximum of Rs.5000/- per account
d) Inspection charges
Deposit loans, Gold Loan, Loans on NSC/KVP/LIC,SGSY accounts, and Advances uptoRs.25,000/- under priority sector.No inspection charges
All non-priority sector loan with accounts limit above Rs.5000 but upto Rs.25,000 except gold loans, deposit loans, Loans on NSC, KVP,LIC and staff loans.All non-priority sector loan with maximum of Rs.125/- per year.
Limits above Rs.25,000 to 2,00,0000Rs.50/- per inspection, subject to a maximum of Rs.250/- per year
(IMP: Total liability concept should be adopted for arriving at the correct slab rate)
Above Rs.2.00 lacsRs.125/- per inspection with a maximum of Rs.1,500/- per annum per borrower.