PRIORITY SECTOR ??? AGRICULTURE

1Crop loans [Subvention period only]
a. Up to and inclusive of Rs.3.00 lakh 7.00
b. Above Rs.3.00 lakh 14.25
After Subvention period
a. Up to and inclusive of Rs.50,000/- 11.50
b. Above Rs.50,000/- & up to and inclusive of Rs.1.00 lakh 12.00
c. Above Rs. 1 lakh & up to & inclusive of Rs. 3.00 lakh- 12.50
c. Above Rs.3.00 lakh 14.25
2 Agriculture and Allied Activities 11.50
a. Up to and inclusive Rs.2,00,000/ 12.25
b. Above Rs.2,00,000/ & up to & inclusive of Rs.5.00 lakhs 13.25
c. Above Rs.5.00 lakh 13.75
3 Farm Mechanisation 13.75
4 Vehicle Loan (agriculturists)
a. Two Wheeler 14.50
b. Four Wheeler 13.00
5 Gold Loan
a. Up to and inclusive of Rs.1.00 lakh 11.00
b. Above Rs.1.00 lakh 11.00
6 Personal Loan to Agriculturists 14.75
7 MSME [Including TL, C/cr, CTL] WC/TL
a. Up to and inclusive of Rs.50,000/- 12.00/12.00
b. Above Rs.50,000/- & up to Rs. 2,00,000/- 13.25/13.00
c. Above Rs. 2,00,000 & upto & inclusive of Rs.10.00 lakh 14.00/13.75
d. Above Rs. 10.00 lakh & upto & inclusive of Rs.25.00 lakh 14.25/14.00

Note: Aggregate limit per borrower should be considered while fixing the R.O.I F. Loans up to Rs.10,00,000/- where CGTMSE cover is available:

Note: CGTMSE COVER IS NOT AVAILABLE FOR LOANS GIVEN FOR RETAIL TRADE ACTIVITY

11.50/11.50
8 Public House Building loan For both Rural & Urban areas 14.25/14.00
a. Rural Housing scheme/Grama Dhama ( Eligible Up to Rs.3.00 lakh only) 11.00
b. Direct Housing loan up to and inclusive of Rs.25.00 lakh 10.00
Farm House 13.50
9 Education Loans:
a. Up to and inclusive of Rs.4.00 lakh 13.50
b. Above Rs.4.00 lakh 14.50
10 Self Help Groups & JLGs
a. Up to and inclusive of Rs.2.00 lakh 13.00
b. Above Rs.2.00 lakh & up to and inclusive of Rs.5.00 lakh 13.75
c. Above Rs.5.00 lakh 14.50
11 General Credit Card (upto and inclusive of Rs 25000/) 12.00
12 Other Priority Sector Advances [Not specified above]
a. Up to and inclusive of Rs. 2,00,000/ 12.50
b. Above Rs.2,00,000/ & up to and inclusive of Rs.5.00 lakh 13.75
c. Above Rs. 5.00 lakhs 14.25